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Our office and clinics will be closed from 12/23/24-1/2/25. We hope you enjoy your holidays. We look forward to seeing you in the new year.

Student Loan Debt

Have Student Loan Debt?

The Volunteer Lawyers Project of CNY can help you:

  • Determine your best student loan repayment options;
  • Access loan forgiveness, cancellation, and discharge programs;
  • Apply for consolidation, deferment, and forbearance; 
  • Resolve issues with loan servicers and lenders;
  • Get out of default to prevent wage garnishments, social security offsets, and tax intercepts;
  • Develop a comprehensive plan and strategy to tackle your student loan debt;
  • Understand financial aid offers and make a plan to graduate college with less debt.

Check out a presentation with helpful information: The Strategic Guide to Managing Student Loans

To schedule a session with one of our Student Debt Counselors, call 315-471-3409 or email debt@vlpcny.org.

About the EDCAP Network: VLPCNY is part of the Education Debt Consumer Assistance Program (EDCAP) Network. EDCAP is a program of the Community Service Society of New York (CSS). EDCAP was created to help New Yorkers navigate the student loan repayment system and maintain their financial health. We are funded by New York State. All services are free and confidential.